Embedded Compliance

Discover suitable and tax-efficient investment options effortlessly

Personalise investment strategies for your clients while ensuring compliance even in complex cross-border scenarios.

The challenge

Ensuring suitability and tax compliance remains a key industry challenge for wealth managers. Due to complex and changing requirements and process limitations, client-facing teams often struggle to efficiently deliver personalised investment opportunities.

Complex cross-border, suitability and tax restrictions on investment-product level often prevent the necessary client focus.

Country-specific regulatory and tax implications on product level complicate the management of company-wide market portfolios.

Lacking focus on after-tax returns can lead to missed investment returns, especially for international clients.

Non-compliance with regulatory restrictions or legal obligations can lead to regulatory risk and compensation payments.

A personalised, after-tax approach to investment management

Differentiate your offering with a personalised approach focusing on after-tax returns—client-facing staff identify the most suitable investment opportunities within seconds.
Accelerate cross-border, suitability and tax checks for in-house systems and quickly create personalised investment ideas.
Efficiently manage model portfolios and simultaneously apply market-specific product restrictions.
Compare after-tax returns by excluding tax-inefficient investments with a few clicks.
Protect your organisation from regulatory fines and compliance risks with a state-of-the-art product suitability framework.

What you get

Guidance for all your wealth management markets

Access our repository of pre-defined, country-specific Suitability and Tax Compliance rules.

All investment products covered

Distribution and tax guidance for equities, bonds, investment funds, structured products and derivatives on ISIN level. For funds, prospectus restrictions identify share classes restricted to certain investor types.

Product data mapping

Rely on our mapping of distribution and tax guidance to product data from your favourite provider—use in-house data or combine providers such as FE FundInfo.

Precise and binary answers

Highly granular structure with precise do's and don'ts, and without grey zones. Ready to integrate into advisory processes or portfolio management systems.

All scenarios and activities covered

Product restrictions cover all activities (execution-only, advised, discretionary, etc.) and all offering scenarios (fly-in, remote meeting, professional/retail customers, etc.).

Customisation and translation

Fully customisable to your investment offering, organisational structure and legal entity and licensing framework. Guidance can be translated into any language.

Update service or maintain in-house

Rely on industry best practices for suitability, product distribution and tax implications. Subscribe to always up-to-date rules from premium content partners.

Manage Suitability & Tax Compliance across your organisation

Instruments Check App

Give product teams and client-facing staff an easy-to-use tool to ensure Suitability and Tax Compliance for client portfolios.

Ad-hoc Suitability Report

For use cases that don't require digitisation or automation—identify non-compliant investments with our Ad-hoc Suitability Report.

Governance Hub

Customise guidance to your investment universe, translate definitions and add legal entities or product lines with a few clicks.

Monitoring Hub

Monitor usage of the Instruments Check App or the API across all teams and down-stream systems, with changelogs and analytics for auditors and regulators.

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