Ensure Cross-border Compliance with embedded compliance framework

Access our global repository of 190+ country-specific Cross-border Compliance requirements.

Cross-border Compliance rules are available for all financial services firms and cover asset management, wealth management, corporate and investment banking as well as retail banking activities.

Highly granular structure with precise do’s and don’ts—and without grey zones. Machine-readable format and ready to integrate into any in-house process or system.

Cross-border Compliance rules cover all types of activities (socialising, marketing, onboarding, etc.) and all offering scenarios (fly-in, remote meeting, professional/retail customers, etc.).

Cross-border Compliance rules are fully customisable to your service offering, organisational structure, as well as your legal entity and licensing framework. Guidance can also be translated into all major languages.

Rely on industry best practices for Cross-border Compliance and subscribe to always up-to-date rules from premium content partners.

Seamless Cross-border Compliance for your client meetings

In an increasingly digital world, face-to-face client meetings remain a critical driver of engagement for relationship and portfolio managers. However, navigating complex cross-border compliance restrictions is a constant challenge.

Financial institutions operate under strict regulations and client-facing employees must adhere to local restrictions in every market they visit. A single misstep can lead to serious legal, regulatory, and reputational risks, not just for the traveling employee, but for the entire organisation.

Yet, many firms still rely on outdated, inefficient methods to manage cross-border compliance, forcing employees to manually sift through compliance policies, legal handbooks, or consult in-house teams on a case-by-case basis. These approaches are time-consuming, costly, and prone to outdated information.

Effortless Compliance and faster travel decisions

Empower your team with real-time, automated cross-border compliance checks. With the Apiax Cross-border App or by integrating the Cross-border Compliance API into your travel approval workflow, you can ensure within seconds that your online meetings or client visits meet all regulatory requirements.

Reduce risk, save time and travel with confidence. [Read our integration guide here]

Streamline trade execution with automated compliance checks

In today's fast-paced banking landscape, efficient trade execution processes are essential to delivering the best outcomes for your clients. Financial institutions often rely on advanced trading and portfolio management tools to empower relationship managers and client advisors but too often compliance requirements remain a major hurdle.

Navigating complex country- and product-specific trading restrictions can be overwhelming. Many institutions are lacking access to real-time regulatory insights, while others struggle to keep pace with ever-changing regulatory requirements. Compliance checks often require sifting through policies, legal handbooks, or consulting in-house expert—a time-consuming, costly, and error-prone process.

The consequences of non-compliant trades can be severe, leading to legal repercussions, regulatory fines, and reputational damage.

Effortless Compliance with Apiax

Empower your team with instant and reliable compliance checks. By either using our Apiax Instruments Check App or by embedding the Apiax Suitability and Tax Compliance API into your trade execution workflow, you can ensure every trade meets regulatory requirements in real time and without disrupting efficiency.

Execute trades with certainty, ensuring compliance without compromise. [Read our integration guide here]

Effortless Suitability Compliance for your investment offering

Today’s high-net-worth clients expect more than just investment services: they demand personalised advice on portfolio-level and tailored to their needs. But ensuring compliance with country-specific suitability regulations remains a major challenge for financial institutions.

Consumer protection laws require that every investment recommendation aligns with a client’s risk profile and financial objectives. Non-compliance can lead to severe fines and reputational damage. However, many investment advisors and portfolio managers still rely on outdated methods such as manually checking spreadsheets or verifying product characteristics, leading to inefficiencies, errors, and compliance risks.

Smarter Compliance and better customer outcome

With Apiax, financial institutions can automate suitability compliance, ensuring that every investment recommendation is instantly checked against the latest country—and investment product-specific regulations without manual effort. Whether through the Apiax Instruments Check App or by embedding the Apiax Suitability and Tax Compliance API into an existing portfolio management system, firms can simplify compliance, mitigate risk, and confidently provide seamless investment services.

Empower your advisors to deliver smarter, more confident investment proposals. [Read our integration guide here]

Effortless Compliance for your marketing campaigns

Financial institutions regularly share product ideas, research, and investment proposals with clients and prospects. Marketing teams play a crucial role in creating compelling content and distributing it electronically to the relevant audience. However, ensuring that these communications comply with country-specific regulations is a constant challenge.

Country-specific regulations impose strict restrictions on promoting financial services, even when targeting only existing clients or professional counterparties. Non-compliance can result in severe legal, regulatory, and reputational risks, making it essential for marketing teams to navigate these rules with precision.

Yet, understanding compliance requirements for email campaigns for every jurisdiction is often complex and unclear. Many firms still rely on spreadsheets and static handbooks, leaving marketing teams to manually interpret regulations, an inefficient, error-prone, and time-consuming process.

Seamless and fully compliant marketing campaigns

With Apiax, financial institutions can ensure that every email campaign and marketing activity is automatically checked for compliance before being sent. By using the Apiax Cross-border App and the Apiax Content Compliance Briefing App, or by embedding the respective Compliance API into your existing mailing process, you can eliminate guesswork, reduce risk, and streamline compliant marketing efforts.

Expand your reach with confidence and without compromising compliance. [Read our integration guide here]

Effortless Compliance for fund distribution

For asset managers, fund distribution is a complex and highly regulated process, even when primarily targeting institutional investors like pension funds, banks, insurance companies, or sovereign wealth funds. Marketing or offering financial services to these professional counterparties requires full compliance with market-specific regulations to avoid legal, regulatory, and reputational risks.

Non-compliance with fund distribution restrictions is not an option. Yet, navigating regulatory and fund-specific requirements when engaging potential investors or distribution partners can be overwhelming. Regulations are often vague, scattered across lengthy handbooks, or difficult to interpret, leaving distribution teams burdened with manual compliance checks.

Smarter, faster and fully compliant fund distribution

With Apiax, asset managers can ensure every sales and distribution activity is instantly checked against country- and product-specific regulations, without the hassle of manual research. By using the Apiax Cross-border App or integrating the Cross-border Compliance API, firms can streamline compliance, mitigate risk, and focus on driving fund sales with confidence.

Stay compliant, move faster, and scale fund distribution effortlessly. [Read our integration guide here]

Effortless Compliance for your website

Your website is a powerful tool for marketing your service offering and showcasing the performance of your investment products, but ensuring compliance with country-specific regulations can be challenging. Many firms rely on static disclaimers or ask visitors to manually select their domicile, a limited and outdated approach that fails to address regulatory complexities.

Country-specific regulations in most jurisdictions restrict the promotion of financial services through online channels, even when a visitor accesses a website without prior solicitation (so-called 'reverse solicitation'). Non-compliant marketing can expose financial institutions to serious legal, regulatory, and reputational risks.

To stay compliant, firms today often either limit website content, reduce their reach, or manage complex, manual frameworks, which are all inefficient and resource-intense approaches.

Smart Compliance through dynamic website offering

With Apiax, financial institutions can ensure that only permitted content is displayed dynamically based on a visitor’s location, eliminating the need for static disclaimers or manual selections. By using the Apiax Cross-border App or integrating the Cross-border Compliance API, firms can seamlessly embed regulatory compliance into their website framework.

Expand your global reach while ensuring compliance with country-specific marketing restrictions without the inefficiencies of manual processes. [Read our integration guide here]

Effortless risk assessments for your senior stakeholders

Sales teams, market area heads and other executives want to service international clients in as many markets as possible.

However, most activities of financial services providers are regulated and local regulatory restrictions vary in each jurisdiction. Servicing existing customers or promoting services to prospects in a non-compliant manner can lead to significant legal, regulatory and reputational risks.

Often, understanding these country- and product-specific compliance restrictions require reading policies or legal handbooks. Providing senior executives with a clear overview of permitted activities per market requires significant manual and therefore time-consuming interpretation by legal and compliance teams.

Smart Compliance risk assessment for fast business decisions

Acceralte your risk assessment process significantly by obtaining a tailored Apiax Cross-border Offering Heat-map available for all jurisdictions worldwide.

Deliver fast and fully compliant Cross-border heat-maps efficiently.