Discover suitable and tax-efficient investment options effortlessly
Personalise investment strategies for your clients while ensuring compliance even in complex cross-border scenarios.
Ensuring suitability and tax compliance remains a key industry challenge for wealth managers. Due to complex and changing compliance requirements, and process limitations, client-facing teams often struggle to efficiently deliver personalised investment opportunities to clients.
Complex cross-border, suitability and tax restrictions on investment product level often prevent the necessary client focus.
Country-specific regulatory and tax implications on investment product level complicate the management of company-wide market portfolios.
Lacking focus on after-tax returns can lead to missed investment returns, especially for international clients.
Non-compliance with regulatory restrictions or legal obligations can lead to regulatory risk and compensation payments.
Differentiate investment management offerings with a personalised approach focusing on after-tax returns for clients. Our state-of-the-art product suitability framework allows client-facing staff to identify most suitable investment opportunities within seconds.
Accelerate cross-border, suitability and tax checks for in-house systems and quickly create personalised investment ideas.
Efficiently manage model portfolios and simultaneously apply market-specific product restrictions.
Compare after-tax returns by excluding tax-inefficient investments with a few clicks.
Protect your organisation from regulatory fines and compliance risks by implementing a state-of-the-art product suitability framework.
Detailed product restrictions and tax considerations for all your wealth management markets
Access regulatory and tax guidance on product level maintained by leading regulatory providers.
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Suitability and tax guidance for all your wealth management markets
Access our repository of pre-defined and country-specific Suitability and Tax Compliance rules.
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All investment products covered
Product distribution and tax guidance is available for equities, bonds, investment funds, structured products and derivatives on ISIN-level. For investment funds, prospectus restrictions can be accessed to identify share classes restricted to certain investor types.
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Product data mapping
Rely on our mapping of product distribution and tax guidance to product data from your favourite data provider. Use your in-house data or combine data from multiple providers such as FE FundInfo.
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Precise and binary answers
Highly granular structure with precise do’s and don’ts, and without grey zones. Machine-readable format and ready to integrate into in-house advisory processes or portfolio management systems.
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All scenarios and activities covered
Product restrictions cover all types of activities (execution-only, advised product, discretionary, etc.) and all offering scenarios (fly-in, remote meeting, professional/retail customers, etc.).
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Customisation and translation
Suitability and Tax Compliance rules are fully customisable to your investment offering, organisational structure as well as your legal entity and licensing framework. Guidance can be translated into any language.
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Update service or maintain in-house
Rely on industry best practices for suitability requirements, product distribution restrictions and tax implications. Subscribe to always up-to-date rules from premium content partners.
Efficiently manage Suitability & Tax Compliance requirements across your organisation
Apiax Suitability & Tax Compliance guidance and tools can be applied to a variety of different use cases. Learn more about the use cases our customers are addressing with Apiax.
Instruments Check App
Provide product management teams and client-facing staff with an easy-to-use tool to ensure Suitability and Tax Compliance for your client portfolios.
Ad-hoc Suitability Report
For all use cases that don’t require digitisation or automation. Identify non-compliant investments with our Ad-hoc Suitability Report.
Governance Hub
Customise guidance to your investment universe, translate definitions into your company language and add legal entities or product lines with a few clicks. Review and approve new rule versions and remain assured about their correct business usage.
Monitoring Hub
Monitor the usage of the Instruments Check App or Suitability and Tax Compliance API across all teams and down-stream systems. Access historical changelogs and analytics ready for auditors and regulators.
Suitability and Tax Compliance API
Integrate Suitability & Tax Compliance Rules via API into existing advisory processes, trading applications and portfolio management systems. Read more
Efficiently manage Suitability & Tax Compliance across your organisation
Apiax Suitability & Tax Compliance guidance and tools can be applied to a variety of different use cases. Learn more about the use cases our customers are addressing with Apiax.
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Pre-trade Compliance
Execute client trades immediately without skipping the compliance checks. Read more
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Investment Suitability Checks
Provide suitable investment solutions to any client globally. Read more
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ESG Investing
Ensure investment portfolios fulfil all necessary ESG requirements. Read more
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Tax-efficient Investment Advice
Use tax impact information to offer tax-efficient products and services. Read more
What clients say about our Suitability & Tax Compliance solution
Gion-André Lutz
Product Manager Investment Products, Raiffeisen
Apiax supports us with an easy-to-use portfolio check solution on financial instrument level, enabling our investment experts to easily identify tax-inefficient investments in a market portfolio without the need for manual clarification or tax handbooks.
Michael Gassmann
Former Program Manager Applicable Offering, Credit Suisse
Together with Apiax, we developed a tailor-made, global solution for Credit Suisse, that ensures seamless product applicability checks within our existing core advisory and trade execution tools. We have seen substantial benefits on both the user experience and risk management side.
Alexandre Gaillard
CEO, InvestGlass
Thanks to Apiax technology, InvestGlass users can now clarify regulatory requirements and easily serve clients in different countries.
Credit Suisse simplifies the application of in-house policies for clients in over 90 countries
With Apiax, Credit Suisse achieves an 8-fold drop* in compliance breaches and 90% effort savings* for internal compliance support. Their over 3’500 investment experts worldwide make compliant business decisions every day with regulatory dos and dont’s flagged right in their advisory tools. (*outside-in estimate). Read more
Health Check
Working with Apiax means working with the trusted digital compliance partner of financial institutions and consulting firms around the world. Leverage our experience in digitising regulatory requirements and integrating them into existing workflows and applications to achieve compliance-by-design.
- Project managers and engineers with broad experience in the regulatory area.
- Front-to-back understanding of financial services processes.
- State-of-the-art technology toolkit to build scalable and dependable frameworks for our customers.
- Conduct a Health Check and benchmark your current Compliance framework against industry peers.
Getting started is easy
Contact us now and get a free demo of the Apiax solution.